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The Retail Loan Analysis System project was jointly developed by Visionsky and a bank’s Guangdong Branch. This is another typical case of successful cooperation between Visionsky and the bank.  We adopted leading development and application tools in the system. On the basis of enterprise-level data mart, the system integrates all important data related to the bank’s internal retail loan, and provides all-directional and multi-layer supporting measures for decision-making through fast and accurate data analysis and data mining.  Therefore it helps a bank to make better strategic business decisions quickly to respond to market changes and trends.  Also, it enables a bank to explore key clients, enhance service quality, lower risks, and reduce operation cost, forming competitive edge in the market.